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	<title>Lost in Kollel &#187; frum jew</title>
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		<title>The Deck is Stacked Against You</title>
		<link>http://www.kollelguy.com/deck-stacked-against-you</link>
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		<pubDate>Wed, 15 Jul 2009 04:19:29 +0000</pubDate>
		<dc:creator>aaron</dc:creator>
				<category><![CDATA[Business Tips]]></category>
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		<category><![CDATA[B & H]]></category>
		<category><![CDATA[circuit city]]></category>
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		<category><![CDATA[frum jew]]></category>
		<category><![CDATA[joel spolsky]]></category>
		<category><![CDATA[Shabbos]]></category>
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		<guid isPermaLink="false">http://www.kollelguy.com/?p=196</guid>
		<description><![CDATA[When entering the business world for the first time, whether starting your own business dream or a new job, its easy to think that the cards are stacked against you in a big way. Competition is fierce, no one gives you the time of day, customers complain, vendors don&#8217;t deliver, and everyone else out there [...]]]></description>
			<content:encoded><![CDATA[<p><img class="alignleft size-medium wp-image-197" style="margin: 10px;" title="deck-cards" src="http://www.kollelguy.com/wp-content/uploads/2009/07/deck-cards-300x225.jpg" alt="deck-cards" width="300" height="225" />When entering the business world for the first time, whether starting your own business dream or a new job, its easy to think that the cards are stacked against you in a big way. Competition is fierce, no one gives you the time of day, customers complain, vendors don&#8217;t deliver, and everyone else out there seems to have an edge over you.</p>
<p>This is the harsh reality. However, it is readily overcome. Frum Jews, at least those who work, tend to have higher levels of income and wealth than average. On the surface, that seems counterintuitive. Frum people, who are bound by Torah and Mitzvos, are faced with innumerable restrictions. No work on Shabbos or Yom Tov, davening 3 times a day, kvius ittim l&#8217;Torah (hopefully). Add to that the kinds of businesses that one is not allowed to engage in, such as<span id="more-196"></span>certain food items, shatnez, ribbis, ona&#8217;ah, etc. Couple this with the high cost of being a frum Jew, from yeshiva tuition to the high cost of kosher food, from the large families we tend to have to the huge expenses associated with marrying off a child. Don&#8217;t forget maaser obligations to our numerous mosdos of Torah and Chessed. There are social obligations such as dinners, parties, summer vacations, and clothing costs. Even though we are encumbered with all these challenges, many of us manage to overcome them, producing vast sums of money in the process.</p>
<p>The cards may be stacked against us, but we have what it takes to break through it all and win. Take for example the famous <a href="http://www.bhphotovideo.com">B &amp; H</a>. They increased their sales through the worst recession in years, as competitors such as Circuit City went bankrupt. (Joel Spolsky <a href="http://www.inc.com/magazine/20090501/why-circuit-city-failed-and-why-bh-thrives.html?partner=fogcreek">wrote a great piece</a> on how they withstood the devastation all around them.) To top it off, they close their store &#8211; and their cash generating website &#8211; over Shabbos and Yom Tov. At least 1/7th of the week, they are closed &#8211; no sales, no orders, nothing. And yet, they are making money like never before.</p>
<p>If they can do it, you can do it. Face the challenge head on. You have what it takes to win.</p>
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